About Us:

 

Gus Constantin
Founder and Chief Executive Officer

Mr. Constantin’s vision of outsourcing gave rise to the formation of Phoenix American Financial Services, Inc. He is the Chairman of the Board and Chief Executive Officer of various affiliated companies such as Phoenix American Incorporated, Phoenix Leasing Portfolio Services, Inc., Phoenix Leasing Incorporated, Phoenix SalesFocus Solutions, Inc., Phoenix Transfer, Inc., and Phoenix Cable Incorporated.

Prior to his founding the flagship company, Phoenix Leasing Incorporated, in 1972, Mr. Constantin served as Director, Computer and Technical Equipment of DCL Incorporated (formerly Diebold Computer Leasing Incorporated), and as Vice President and General Manager of its subsidiary, DCL Capital Corporation, a wholly owned subsidiary of DCL Incorporated. Prior to DCL, he was employed at Price Waterhouse for three years as a member of their Management Advisory Services Group. The two year period preceding his tenure with Price Waterhouse was spent with Olin Mathieson doing internal consulting for Olin’s operating divisions as a member of their Management Engineering Group. Mr. Constantin was also employed for four years by IBM as a data processing systems engineer.

Mr. Constantin received a B.S. degree in Engineering from the University of Michigan and a Master’s degree in Management Science from Columbia University.

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Joseph Horgan
Senior Vice President

Mr. Horgan is the Senior Vice President of Phoenix American Financial Services, Inc. Mr. Horgan has been with the Phoenix American group of companies since 1998. He is responsible for the day-to-day management of accounting and financial reporting for aircraft clients with aggregate assets in excess of $3.4 billion.

Prior to joining the Phoenix American group of companies, Mr. Horgan was an auditor with Price Waterhouse LLP.

Mr. Horgan received his Bachelor of Science degree in Business Administration with an emphasis in Accounting from California State University, Chico.

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Muna Hobaika
Chief Information Officer, Vice President

Mrs. Hobaika is the Vice President and Chief Information Officer of Phoenix American Incorporated. She has been with the Phoenix American group of companies since 2000. Mrs. Hobaika manages the Information Technology Department, including the operations, network, application development, desktop, and voice operations. Her responsibilities include database administration, desktop support services, help desk services, network management, application development, voice and audio systems, business resumption, and client hosting services.

Prior to joining the Phoenix American group of companies, Mrs. Hobaika was a Vice President of Wells Fargo & Co. and Manager of the Consumer Credit Data Center. The Data Center included computer and network operations, production support, security, facilities, and help desk supporting 4000 users. She also managed Technical Services, which included system programming, storage management, and UNIX administration. Mrs. Hobaika successfully developed the business resumption plan now in existence at Wells Fargo & Co. She was responsible for managing the software and hardware conversion to comply with Y2K standards and managed the Data Center's Year 2000 roll-over event. Mrs. Hobaika has been EDS certified.

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Philip M. Owen
Vice President

Mr. Owen is the Vice President of Phoenix American Financial Services, Inc.

Mr. Owen manages the Investor Services operations for Phoenix American Financial Services, Inc. He is responsible for all of the company’s investor services operations, client services, marketing, and sales.

Prior to joining the Phoenix Companies, Mr. Owen spent over 20 years on Wall Street with the New York Stock Exchange as Senior Managing Director of corporate finance and business development, Chief Marketing Officer of Citigate, and Founding Partner of Willoughby Partners, where he counseled some of the largest public and private global companies on IPO strategy, corporate and financial positioning, and SEC/SRO regulations.

Mr. Owen holds an M.B.A., a “Fellow” in Finance and Marketing, and a B.S. in Business Administration from Adelphi University.

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